RA's half truth about your annual fee

As part of its campaign to sell the borrowing of $2MM or $2.5MM, RA has highlighted the reduce increase in assessment fees over the next two years.  In fact, the difference is only $12.  

What they specifically don't tell you is that the sweetheart "interest only" loan deal only covers the first 2 years.  They RA (& you) get whacked.  Your annual fee will have to go up an additional $22 or $27 (depending on the loan size) to cover the full P&I payments.  Your out more than if RA stayed with cash, and that doesn't count payroll escalation and more dumb "needs" ideas.

Don't swallow this half truth.